" For The Secure Future of The Employees"

+977-01-5010165,4223320   info@epfnepal.com.np

कर्मचारी सञ्चय कोष स्थापनाको ५७ औं वर्षप्रवेशको सुखद अवसरमा समस्त सञ्चयकर्ता तथा सुभेच्छुक महानुभावहरुप्रति हार्दिक आभार | कोषले सञ्चयकर्तालाई प्रदान गर्ने मुनाफा रकमलाई बेतन कर्णाली हाइड्रोपावर कम्पनी लिमिटेडको शेयरमा रूपान्तरण गर्ने सम्बन्धी कर्मचारी सञ्चय कोषको जरूरी सूचना | ब्याजदर परिवर्तन सम्बन्धी सूचना | फाँटवारी पठाउने सम्बन्धी कर्मचारी सञ्चय कोषको अत्यन्त जरुरी सूचना - Posted on 2075-02-28 | प्रेस बिज्ञप्ति - २०७५-०२-२० | कोषबाट घर सापटी र शैक्षिक सापटी लिएका ऋणीहरुलाई ऋण चुक्ता गर्न आउने बारे सार्वजनिक सूचना | संगठित संस्थाहरु कोषमा आबद्ध हुने प्रक्रिया | कर्मचारी सञ्चय कोषबाट विभिन्न सापटी लिई सापटी चुक्ता नगर्ने ऋणीहरुलाई कोषको अत्यन्त जरुरी सूचना | प्रेस विज्ञप्ति - २०७५-०१-११ |

Protection

Statutory Protection

The Employees Provident Fund Act, 1962 has made the following provisions to protect the rights of members on their PF deposits:

  • Co-partner or creditors of the member shall not have any claim on the amount deposited with EPF.
  • Government cannot realize its claim or arrears from the PF deposited in the KSK.
  • The members of EPF are entitled to receive a fixed rate of interest on their PF deposit until withdrawal or for a period of six years even after their retirement.
  • Government of Nepal has guaranteed at least three percent interests annually on member's account.

Institutional Protection

The following provisions are made in the Act for institutional protection of the EPF:

  • The EPF shall have preference right on the assets of institutional or individual borrower for realizing its arrears.
  • The EPF can take possession of the security given by the borrower to realize its arrears by sale or otherwise.
  • The EPF will not have obligation of government tax or other similar charges while taking possession of any property or while lending or realizing any loan.
  • The EPF is free to determine the rate of interest on its investment.