" For The Secure Future of The Employees"

+977-01-5010165,4223320   info@epfnepal.com.np

Detail- House Loan Detail

EPF introduced a scheme named "House Loan Scheme 2057" in December 2000 with the objectives of helping its members in building and/or buying a residential home for them.

Tenure: Under this scheme the EPF provides house loan to its members for a period of 20 years or remaining service period of members whichever is less. 

Eligibility: Members with One years of regular contribution in their PF deposit and having two years term of office are eligible to take loan up to a sum equivalent to 12 years salary for service period less than 10 years and 15 years salary for service period above 10 years.

Where to apply: You can apply at Kathmandu (Thamel), Biratnagar, Pokhara, Butwal, Dhangadhi, Hetauda, Kohalpur and Surkhet KSK offices. 

Interest Rate: 9.50 % p.a. (revised from 2074 Shrawan 1) on timely payment of installment .
Conditions: This scheme is confined to certain areas of Katmandu Valley and Pokhara, Biratnagar, Hetauda, Butwal, Nepalgunj, Surkhet, Dhangadhi with future program to extend it to various municipalities of Nepal.